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Retiring abroad: making a pension go further
Where a pension is taxed depends on the type of pension and the treaty, not just the new country's rate. The 7% regimes, the territorial countries, Thailand's remittance rules and the visa income thresholds, side by side.
9 min read · updated October 2026 · Retirees and soon-to-be retirees with private, state or government pensions who are choosing a country to retire to.
What this playbook covers
- 01How pensions are taxed across borders
- 02Europe: 7% regimes, Cyprus, Malta and Portugal
- 03Territorial countries: Latin America and Malaysia
- 04Thailand: the remittance rule and the LTR exception
- 05Side by side: visa income test and pension tax
- 06Healthcare and the state-pension details
Plus 5 key numbers, 7 common mistakes and 6 questions to take to an adviser. Sourced from 8 official and professional sources, updated October 2026.
This playbook is for Atlas members
It covers 6 sections, 5 key numbers and the questions to take to an adviser. Complete the intake to open it, together with the other 11 playbooks.
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