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Retiring abroad: making a pension go further

Where a pension is taxed depends on the type of pension and the treaty, not just the new country's rate. The 7% regimes, the territorial countries, Thailand's remittance rules and the visa income thresholds, side by side.

9 min read · updated October 2026 · Retirees and soon-to-be retirees with private, state or government pensions who are choosing a country to retire to.

What this playbook covers

  1. 01How pensions are taxed across borders
  2. 02Europe: 7% regimes, Cyprus, Malta and Portugal
  3. 03Territorial countries: Latin America and Malaysia
  4. 04Thailand: the remittance rule and the LTR exception
  5. 05Side by side: visa income test and pension tax
  6. 06Healthcare and the state-pension details

Plus 5 key numbers, 7 common mistakes and 6 questions to take to an adviser. Sourced from 8 official and professional sources, updated October 2026.

This playbook is for Atlas members

It covers 6 sections, 5 key numbers and the questions to take to an adviser. Complete the intake to open it, together with the other 11 playbooks.

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Retiring abroad: making a pension go further | Atlas Playbook | TaxAtlas